How does it work?
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We require your authorization to do a credit check with our credit providers to verify that you qualify for a loan. This includes a risk and affordability study to help us with your application. For short term loans (1 to 6 months) we require a person to be employed permanently for at least 3 months. For longer term loans (12 months and up) you need to be employed for 6 months or more. You need to be earning a Nett salary of R3,000 or more into a valid South African bank, which must be in the name of the applicant.
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What do we need from you?
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3 months’ latest bank issued & stamped statements - Not Transaction Histories
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3 latest payslips - reflecting on the above bank statements
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Confirmation letter of employment from Employer stating start date, employee no, monthly salary and commissions / overtime and your full names, surname and ID no.
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A copy of your valid ID document, ID card - Front and back are required
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Proof of Residence
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You can upload these documents at the end of the Online Application Form or send it to us via email or fax. Please see our Contact Us page for our details. Please note we will NOT be able to submit your application until all CLEAR SCANNED documents are received.
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What will it cost you?
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No upfront fees are required.
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Please note that applying does not mean that you will automatically be approved. We offer the pre-approval or decline after an initial assessment has been done. Your approval status may also change after the required documentation has been received from the applicant. Some of our credit providers exclude certain industries so please complete the online application truthfully to get the best results.